Dollar exchange rate - USD / UAH

US Dollar - Ukraine. USD / UAH

US Dollar USD
US Dollar / Ukrainian Hryvnia USD

Buying rate USD

41,58UAH

Selling rate USD

41,92UAH

USD/UAH

Currency exchange rates Banks of Ukraine

Spread between the best exchangers: 0 UAH / 0%

Exchanger Buying
#10 National Bank
41.67
+0.076
UAH
#35 KredoBank
41.51
+0.1
UAH
#42 ПУМБ
41.50
+0.1
UAH
#75 BTA Bank
41.50
+0.2
UAH
#195 AccordBank
41.45
+0.1
UAH
#12 OTP bank
41.45
+0.1
UAH
#50 Monobank
41.40
UAH
#188 A-Bank
41.40
UAH
#58 Privat24
41.30
UAH
#11 UKRSIBBANK
41.30
+0.05
UAH
#9 PrivatBank
41.25
+0.05
UAH
Exchanger Selling
#10 National Bank
41.67
+0.076
UAH
#50 Monobank
41.84
UAH
#58 Privat24
41.84
UAH
#9 PrivatBank
41.85
+0.05
UAH
#11 UKRSIBBANK
41.90
+0.05
UAH
#12 OTP bank
41.95
+0.05
UAH
#195 AccordBank
41.98
+0.1
UAH
#35 KredoBank
41.99
+0.07
UAH
#188 A-Bank
42.00
UAH
#42 ПУМБ
42.10
+0.1
UAH
#75 BTA Bank
42.10
+0.2
UAH

Currency exchange rates Kiev

Spread between the best exchangers: 0.1 UAH / 0.24%

Exchanger Buying
#398 Obmenka
41.85
+0.02
UAH
#557 Obmen 24
41.70
+0.07
UAH
#60 Mir Valut
41.65
-0.05
UAH
#396 International Finance Service
41.65
+0.05
UAH
#7 Money24
41.65
+0.65
UAH
#397 Obmen
41.65
+0.01
UAH
#61 Obminnyk Kiev
41.55
+0.05
UAH
#46 Obmenka24 (Kyiv)
41.55
+0.05
UAH
#431 CitadelFin
41.50
+0.05
UAH
#8 Change Kiev
41.40
+0.1
UAH
#289 Finik Kurs
41.40
UAH
#496 Cartel
41.35
UAH
#194 Top Obmen
41.30
+0.1
UAH
Exchanger Selling
#60 Mir Valut
41.75
-0.05
UAH
#7 Money24
41.75
-0.05
UAH
#397 Obmen
41.77
+0.02
UAH
#8 Change Kiev
41.80
+0.1
UAH
#557 Obmen 24
41.80
+0.1
UAH
#396 International Finance Service
41.80
+0.05
UAH
#61 Obminnyk Kiev
41.80
+0.05
UAH
#46 Obmenka24 (Kyiv)
41.80
+0.05
UAH
#431 CitadelFin
41.80
UAH
#289 Finik Kurs
41.80
UAH
#194 Top Obmen
41.90
+0.3
UAH
#398 Obmenka
42.03
+0.03
UAH
#496 Cartel
42.05
+0.1
UAH

Currency exchange rates Lutsk

Spread between the best exchangers: 0.05 UAH / 0.12%

Exchanger Buying
#52 Obmin Lutsk
41.75
UAH
#20 NIKO
41.75
-0.05
UAH
#51 Grand Volyn
41.72
+0.02
UAH
#565 Limon Kurs
41.72
+0.22
UAH
#559 Obmen 24
41.70
+0.1
UAH
#44 Obminka (Салют)
41.67
+0.27
UAH
#130 Like
41.67
-0.03
UAH
#441 Centro Finance
41.65
+0.05
UAH
#190 Balance
41.65
-0.05
UAH
#2 Goverla
41.60
UAH
#3 Gost
41.60
-0.15
UAH
#169 Money24 Lutsk
41.60
-0.1
UAH
#22 ALEX
41.60
-0.1
UAH
#23 Luchesk
41.60
-0.15
UAH
#132 Voyage
41.60
-0.1
UAH
#56 Pegas Exchange
41.55
+0.05
UAH
#15 West Finance
41.50
+0.1
UAH
#43 Cent
41.40
+0.1
UAH
#45 Obminka (Ринок)
41.40
UAH
#97 Lion Kurs
41.40
-0.1
UAH
#19 CASH
41.40
+0.4
UAH
#155 KursOK
41.40
-0.3
UAH
#18 Prominyay
41.40
+0.1
UAH
#1 Kantor
41.40
+0.1
UAH
Exchanger Selling
#43 Cent
41.70
-0.05
UAH
#169 Money24 Lutsk
41.70
-0.05
UAH
#155 KursOK
41.70
-0.3
UAH
#52 Obmin Lutsk
41.76
UAH
#15 West Finance
41.80
+0.08
UAH
#559 Obmen 24
41.80
+0.15
UAH
#51 Grand Volyn
41.80
+0.05
UAH
#19 CASH
41.80
-0.3
UAH
#441 Centro Finance
41.85
UAH
#23 Luchesk
41.90
-0.15
UAH
#132 Voyage
41.90
-0.1
UAH
#130 Like
41.99
-0.01
UAH
#2 Goverla
42.00
UAH
#20 NIKO
42.00
UAH
#565 Limon Kurs
42.00
+0.3
UAH
#190 Balance
42.00
UAH
#3 Gost
42.00
-0.1
UAH
#22 ALEX
42.00
-0.1
UAH
#56 Pegas Exchange
42.00
UAH
#44 Obminka (Салют)
42.10
+0.36
UAH
#45 Obminka (Ринок)
42.10
UAH
#97 Lion Kurs
42.20
-0.1
UAH
#18 Prominyay
42.30
+0.1
UAH
#1 Kantor
42.30
+0.1
UAH

Currency exchange rates Kharkiv

Spread between the best exchangers: -0.1 UAH / -0.24%

Exchanger Buying
#53 Опаньки Обменка
41.75
+0.05
UAH
#24 Valuta
41.65
+0.15
UAH
#450 Centro Finance Kharkiv
41.65
+0.05
UAH
#33 Obmen valut
41.65
UAH
#30 Obmenka Kharkiv
41.65
UAH
#94 Bestrate
41.60
+0.05
UAH
#95 Obmen Kharkov
41.60
+0.1
UAH
#316 Kantor House
41.50
+1
UAH
#25 Money24
41.50
+1
UAH
#49 Rozy Luxemburg
41.50
UAH
#26 Kurs
41.50
UAH
#135 Top Obmen
41.40
UAH
#108 Cartel (Kharkiv)
41.25
UAH
Exchanger Selling
#24 Valuta
41.85
+0.05
UAH
#450 Centro Finance Kharkiv
41.85
UAH
#94 Bestrate
41.90
+0.05
UAH
#95 Obmen Kharkov
41.90
+0.1
UAH
#316 Kantor House
41.90
-1.6
UAH
#25 Money24
41.90
-1.6
UAH
#33 Obmen valut
41.90
+0.05
UAH
#53 Опаньки Обменка
41.90
UAH
#30 Obmenka Kharkiv
41.90
+0.05
UAH
#135 Top Obmen
41.90
+0.05
UAH
#196 Obmenka24
41.90
+0.1
UAH
#49 Rozy Luxemburg
42.00
UAH
#26 Kurs
42.00
UAH
#108 Cartel (Kharkiv)
42.00
UAH

Currency exchange rates Lviv

Spread between the best exchangers: -0.05 UAH / -0.12%

Exchanger Buying
#558 Obmen 24
41.70
+0.07
UAH
#396 International Finance Service
41.65
+0.05
UAH
#432 Centro Finance Lviv
41.65
+0.05
UAH
#87 Money24 Lviv
41.65
UAH
#48 Obmen (Lviv)
41.60
+0.1
UAH
Exchanger Selling
#87 Money24 Lviv
41.75
UAH
#396 International Finance Service
41.80
+0.05
UAH
#558 Obmen 24
41.80
+0.12
UAH
#48 Obmen (Lviv)
41.80
+0.05
UAH
#432 Centro Finance Lviv
41.85
UAH

Currency exchange rates Dnipro

Spread between the best exchangers: -0.15 UAH / -0.36%

Exchanger Buying
#149 Obmin24 Dnipro
41.70
+0.05
UAH
#66 Obmen 24
41.70
+0.05
UAH
#70 Obmen Dnipro
41.70
+0.05
UAH
#69 Valuta Dnipro
41.70
+0.05
UAH
#65 Vkurse
41.70
+0.05
UAH
#67 Obmen valut
41.70
+0.05
UAH
#445 Centro Finance Dnipro
41.65
+0.05
UAH
#473 Money Time TMT
41.65
UAH
#68 money24
41.40
+0.9
UAH
Exchanger Selling
#445 Centro Finance Dnipro
41.85
UAH
#149 Obmin24 Dnipro
42.00
+0.1
UAH
#66 Obmen 24
42.00
+0.1
UAH
#70 Obmen Dnipro
42.00
+0.1
UAH
#69 Valuta Dnipro
42.00
+0.1
UAH
#473 Money Time TMT
42.00
+0.1
UAH
#65 Vkurse
42.00
+0.1
UAH
#67 Obmen valut
42.00
+0.1
UAH
#68 money24
42.10
UAH

Currency exchange rates Odessa

Spread between the best exchangers: -0.01 UAH / -0.02%

Exchanger Buying
#150 Obmin24 Odessa
41.69
+0.06
UAH
#442 Centro Finance Odesa
41.65
+0.05
UAH
#84 Money24
41.60
UAH
#85 Obmenka Odessa
41.58
UAH
Exchanger Selling
#84 Money24
41.70
-0.15
UAH
#150 Obmin24 Odessa
41.74
+0.04
UAH
#85 Obmenka Odessa
41.75
+0.05
UAH
#442 Centro Finance Odesa
41.85
UAH

Currency exchange rates Rivne

Spread between the best exchangers: -0.05 UAH / -0.12%

Exchanger Buying
#437 Centro Finance Rivne
41.65
+0.05
UAH
#136 Money24
41.60
+0.05
UAH
#98 Obmin Rivne
41.45
+0.05
UAH
#97 Lion Kurs
41.40
-0.1
UAH
#298 E Kurs
41.40
UAH
#99 Rulya Kurs
41.40
UAH
Exchanger Selling
#136 Money24
41.70
UAH
#437 Centro Finance Rivne
41.85
UAH
#98 Obmin Rivne
42.00
UAH
#97 Lion Kurs
42.20
-0.1
UAH
#298 E Kurs
42.20
UAH
#99 Rulya Kurs
42.20
UAH

Currency exchange rates Ivano-Frankivsk

Spread between the best exchangers: -0.1 UAH / -0.24%

Exchanger Buying
#446 Centro Finance Frankivsk
41.65
+0.05
UAH
#100 Best Obmin
41.60
-0.07
UAH
#103 Money24
41.50
UAH
#101 Obmin24 IF
41.50
UAH
#104 ChangeHere
41.50
UAH
#200 Topobmin
41.50
UAH
Exchanger Selling
#101 Obmin24 IF
41.75
-0.1
UAH
#446 Centro Finance Frankivsk
41.85
UAH
#100 Best Obmin
42.00
+0.02
UAH
#103 Money24
42.00
+0.05
UAH
#104 ChangeHere
42.20
UAH
#200 Topobmin
42.30
UAH

Currency exchange rates Sumy

Spread between the best exchangers: -0.2 UAH / -0.48%

Exchanger Buying
#443 Centro Finance Sumy
41.65
+0.05
UAH
#110 Kurs Sumy
41.55
+0.05
UAH
#137 Money24
41.55
+0.05
UAH
#111 Obmenka24
41.50
+0.1
UAH
Exchanger Selling
#443 Centro Finance Sumy
41.85
UAH
#110 Kurs Sumy
42.05
+0.05
UAH
#137 Money24
42.05
+0.05
UAH
#111 Obmenka24
42.05
+0.1
UAH

Currency exchange rates Zhytomyr

Spread between the best exchangers: -0.2 UAH / -0.48%

Exchanger Buying
#434 Centro Finance Zhytomyr
41.65
+0.05
UAH
#112 Cashalot
41.50
UAH
#114 Obmin Zhytomyr
41.40
UAH
Exchanger Selling
#434 Centro Finance Zhytomyr
41.85
UAH
#114 Obmin Zhytomyr
41.90
UAH
#112 Cashalot
42.00
UAH

Currency exchange rates Zaporizhzhia

Spread between the best exchangers: 0 UAH / 0%

Exchanger Buying
#116 Money24
41.85
+0.05
UAH
#440 Centro Finance Zaporizhzhia
41.65
+0.05
UAH
#115 Obmen
41.60
UAH
Exchanger Selling
#440 Centro Finance Zaporizhzhia
41.85
UAH
#115 Obmen
41.90
+0.15
UAH
#116 Money24
42.00
+0.1
UAH

Currency exchange rates Mykolaiv

Spread between the best exchangers: -0.15 UAH / -0.36%

Exchanger Buying
#181 Niko Kurs
41.70
+0.05
UAH
#436 Centro Finance Mykolaiv
41.65
+0.05
UAH
#120 Obmenka24
41.60
UAH
Exchanger Selling
#436 Centro Finance Mykolaiv
41.85
UAH
#120 Obmenka24
41.95
+0.1
UAH
#181 Niko Kurs
42.00
+0.05
UAH

Currency exchange rates Poltava

Spread between the best exchangers: -0.07 UAH / -0.17%

Exchanger Buying
#139 Money24
41.73
+0.08
UAH
#140 Obmenka KIT Group
41.70
+0.1
UAH
#448 Centro Finance Poltava
41.65
+0.05
UAH
Exchanger Selling
#140 Obmenka KIT Group
41.80
+0.08
UAH
#448 Centro Finance Poltava
41.85
UAH
#139 Money24
41.85
+0.1
UAH

Currency exchange rates Chernivtsi

Spread between the best exchangers: -0.1 UAH / -0.24%

Exchanger Buying
#439 Centro Finance Chernivtsi
41.65
+0.05
UAH
#143 Money24 Chernivtsi
41.60
UAH
Exchanger Selling
#143 Money24 Chernivtsi
41.75
+0.05
UAH
#439 Centro Finance Chernivtsi
41.85
UAH

Currency exchange rates Khmelnytskyi

Spread between the best exchangers: 0.05 UAH / 0.12%

Exchanger Buying
#144 Money24 Khmelnytskyi
41.85
+0.08
UAH
#444 Centro Finance Khmelnytskyy
41.65
+0.05
UAH
#192 Kit Group
41.63
+0.05
UAH
#145 OK Finance
41.63
+0.08
UAH
Exchanger Selling
#192 Kit Group
41.80
UAH
#444 Centro Finance Khmelnytskyy
41.85
UAH
#144 Money24 Khmelnytskyi
41.98
+0.11
UAH
#145 OK Finance
41.98
+0.08
UAH

Currency exchange rates Kamin-Kashirsky

Spread between the best exchangers: -0.45 UAH / -1.08%

Exchanger Buying
#56 Pegas Exchange
41.55
+0.05
UAH
Exchanger Selling
#56 Pegas Exchange
42.00
UAH

Currency exchange rates Kovel

Spread between the best exchangers: -0.1 UAH / -0.24%

Exchanger Buying
#2 Goverla
41.60
UAH
#191 Money24 Kovel
41.60
UAH
#15 West Finance
41.50
+0.1
UAH
#288 Finik Kurs
41.50
UAH
#171 Kurs Volyn
41.40
UAH
Exchanger Selling
#191 Money24 Kovel
41.70
-0.1
UAH
#15 West Finance
41.80
+0.08
UAH
#2 Goverla
42.00
UAH
#288 Finik Kurs
42.20
UAH
#171 Kurs Volyn
42.20
UAH

Currency exchange rates Volodymyr-Volynskyi

Spread between the best exchangers: -0.25 UAH / -0.6%

Exchanger Buying
#286 Cent
41.55
+0.15
UAH
#56 Pegas Exchange
41.55
+0.05
UAH
#15 West Finance
41.50
+0.1
UAH
Exchanger Selling
#15 West Finance
41.80
+0.08
UAH
#56 Pegas Exchange
42.00
UAH
#286 Cent
42.10
+0.1
UAH

Currency exchange rates Kryvyi Rih

Spread between the best exchangers: -0.1 UAH / -0.24%

Exchanger Buying
#148 Obmin24 KR
41.75
+0.1
UAH
#152 Obmen KR Kit Group
41.70
+0.05
UAH
#151 Money24 KR
41.67
+0.07
UAH
#447 Centro Finance Kryvyi Rih
41.65
+0.05
UAH
Exchanger Selling
#148 Obmin24 KR
41.85
+0.13
UAH
#447 Centro Finance Kryvyi Rih
41.85
UAH
#152 Obmen KR Kit Group
41.85
+0.15
UAH
#151 Money24 KR
42.00
+0.08
UAH

Currency exchange rates Starovoitove

Spread between the best exchangers: -0.25 UAH / -0.6%

Exchanger Buying
#170 Pegas (Yagodyn)
41.55
+0.05
UAH
#15 West Finance
41.50
+0.1
UAH
Exchanger Selling
#15 West Finance
41.80
+0.08
UAH
#170 Pegas (Yagodyn)
42.00
UAH

Currency exchange rates Kropyvnytskyi

Spread between the best exchangers: -0.09 UAH / -0.22%

Exchanger Buying
#162 Obmenka24 KR
41.74
+0.09
UAH
#167 Money24
41.73
+0.06
UAH
#435 Centro Finance Kropyvnytskyy
41.65
+0.05
UAH
Exchanger Selling
#167 Money24
41.83
+0.06
UAH
#435 Centro Finance Kropyvnytskyy
41.85
UAH
#162 Obmenka24 KR
41.85
+0.15
UAH

Currency exchange rates Uzhgorod

Spread between the best exchangers: -0.05 UAH / -0.12%

Exchanger Buying
#438 Centro Finance Uzhhorod
41.65
+0.1
UAH
#198 Money24
41.60
+0.1
UAH
#197 Obmin (KitGroup)
41.53
+0.05
UAH
#471 GaidurCash Uzhhorod
41.50
UAH
Exchanger Selling
#471 GaidurCash Uzhhorod
41.70
UAH
#197 Obmin (KitGroup)
41.75
+0.02
UAH
#438 Centro Finance Uzhhorod
41.85
UAH
#198 Money24
41.90
UAH

Currency exchange rates Lyubeshiv

Spread between the best exchangers: -0.2 UAH / -0.48%

Exchanger Buying
#190 Balance
41.65
-0.05
UAH
#9 PrivatBank
41.25
+0.05
UAH
Exchanger Selling
#9 PrivatBank
41.85
+0.05
UAH
#190 Balance
42.00
UAH

Currency exchange rates Manevychi

Spread between the best exchangers: -0.15 UAH / -0.36%

Exchanger Buying
#190 Balance
41.65
-0.05
UAH
#15 West Finance
41.50
+0.1
UAH
Exchanger Selling
#15 West Finance
41.80
+0.08
UAH
#190 Balance
42.00
UAH

Currency exchange rates Ternopil

Spread between the best exchangers: -0.2 UAH / -0.48%

Exchanger Buying
#449 Centro Finance Ternopil
41.65
+0.05
UAH
#296 Money24
41.50
-0.05
UAH
Exchanger Selling
#449 Centro Finance Ternopil
41.85
UAH
#296 Money24
42.00
+0.03
UAH

Currency exchange rates Rozhyshche

Spread between the best exchangers: -0.7 UAH / -1.69%

Exchanger Buying
#243 Bogulden
41.50
UAH
Exchanger Selling
#243 Bogulden
42.20
UAH

Currency exchange rates Vinnitsa

Spread between the best exchangers: -0.3 UAH / -0.72%

Exchanger Buying
#533 Money24
41.65
+0.05
UAH
#534 Obmenka Kit Group
41.45
+0.05
UAH
Exchanger Selling
#534 Obmenka Kit Group
41.95
UAH
#533 Money24
42.00
+0.1
UAH

Currency exchange rates Dubno

Spread between the best exchangers: -0.8 UAH / -1.93%

Exchanger Buying
#99 Rulya Kurs
41.40
UAH
Exchanger Selling
#99 Rulya Kurs
42.20
UAH

Currency exchange rates Kremenchuk

Spread between the best exchangers: -0.01 UAH / -0.02%

Exchanger Buying
#560 Obmen 24
41.73
+0.08
UAH
#561 Obmenka Kit Group
41.70
+0.1
UAH
#563 Obmen Kremenchuk
41.67
+0.02
UAH
#562 Money 24
41.66
+0.04
UAH
#564 Exchange Money
41.65
UAH
Exchanger Selling
#562 Money 24
41.74
+0.02
UAH
#563 Obmen Kremenchuk
41.77
+0.02
UAH
#564 Exchange Money
41.80
UAH
#560 Obmen 24
41.83
+0.08
UAH
#561 Obmenka Kit Group
41.90
+0.15
UAH

Currency exchange rates : US Dollar / Ukrainian Hryvnia

1 USD to UAH 41.58 UAH
5 USD to UAH 207.90 UAH
10 USD to UAH 415.80 UAH
20 USD to UAH 831.61 UAH
50 USD to UAH 2,079.01 UAH
100 USD to UAH 4,158.03 UAH
250 USD to UAH 10,395.07 UAH
500 USD to UAH 20,790.14 UAH
1000 USD to UAH 41,580.29 UAH
2000 USD to UAH 83,160.58 UAH
5000 USD to UAH 207,901.45 UAH
10000 USD to UAH 415,802.89 UAH

Currency exchange rates : Ukrainian Hryvnia / US Dollar

1 UAH to USD 0.02 USD
5 UAH to USD 0.12 USD
10 UAH to USD 0.24 USD
20 UAH to USD 0.48 USD
50 UAH to USD 1.19 USD
100 UAH to USD 2.39 USD
250 UAH to USD 5.96 USD
500 UAH to USD 11.93 USD
1000 UAH to USD 23.86 USD
2000 UAH to USD 47.72 USD
5000 UAH to USD 119.29 USD
10000 UAH to USD 238.58 USD

USD to UAH Exchange Rate in Ukraine

The exchange rate of USD to UAH (U.S. Dollar to Ukrainian Hryvnia) is an essential aspect for anyone dealing with currency exchange in Ukraine. Whether you are planning a trip, conducting business, or simply looking to convert your savings, understanding the USD/UAH rate will help you make informed financial decisions.

Current USD to UAH Rate

For accurate and up-to-date exchange rates for USD to UAH, visit our platform. We provide real-time information on the current exchange rates, offering you the most reliable data for the conversion of U.S. Dollars to Ukrainian Hryvnias. Whether you're looking to exchange small amounts like 10 USD to UAH or larger sums like 1000 USD to UAH, you can compare rates easily and find the best options.

USD to UAH: Popular Conversion Amounts

Many people frequently look to convert specific amounts from USD to UAH. Here are some common conversions:

  • 20 USD to UAH: A common amount for everyday conversions.
  • 100 USD to UAH: Ideal for travel expenses or minor purchases.
  • 1000 USD to UAH: Often needed for larger transactions or business dealings.
  • 5000 USD to UAH: Suitable for significant exchanges, especially for investments or savings.
  • 2000 USD to UAH: A frequently searched amount, ideal for larger family or travel budgets.

Where to Exchange USD to UAH in Ukraine

Ukraine offers several reliable locations for exchanging USD to UAH. Popular places include:

  • Exchange Offices: Available in major cities, shopping malls, and busy locations such as Kyiv, Lviv, Odesa, and Kharkiv. These places provide competitive rates.
  • Banks: Trusted institutions like PrivatBank, Oschadbank, and Raiffeisen Bank Aval offer reliable exchange services with secure transactions.
  • Airport Exchange Desks: Convenient for travelers arriving or departing from major Ukrainian airports.
  • Online Currency Exchanges: For those looking for convenience, online platforms provide live rates for USD to UAH conversions.

Factors Affecting the USD to UAH Exchange Rate

The exchange rate between USD and UAH fluctuates based on several factors, including:

  • Market Demand and Supply: The supply and demand for both currencies in the global market impact the exchange rate.
  • Economic Factors: Economic stability, inflation rates, and fiscal policies in both the U.S. and Ukraine can influence the USD/UAH rate.
  • Political Situation: Political events and stability in Ukraine can lead to fluctuations in the exchange rate.

How to Convert USD to UAH Easily?

To convert USD to UAH easily, follow these steps:

  1. Check the current USD to UAH exchange rate on trusted websites or through your bank or exchange service.
  2. Compare the rates across different sources to find the best deal.
  3. Visit a reliable exchange office or use online platforms to make the conversion.

Conclusion

Whether you need to exchange small amounts like 10 USD to UAH or larger sums like 5000 USD to UAH, understanding the USD/UAH exchange rate is crucial for making the best financial decisions. Stay updated with real-time information and compare rates to ensure you are getting the best value when converting your money.